• CFP® | Fee-Only | Fiduciary
Linkedin
Schedule an Intro Call

You've Built the Wealth. Now Make It Last.

We help pre-retirees and retirees reduce lifetime taxes, build reliable retirement income, and retire with a clear date on the calendar.

Schedule an Intro Call
Services & Fees

You've Built the Wealth. Now Make It Last.

We help pre-retirees and retirees reduce lifetime taxes, build reliable retirement income, and retire with a clear date on the calendar.

Schedule an Intro Call
Services & Fees
  • Retirement Planning
  • Investment Strategy
  • Tax Efficiency Strategies
  • Specialized Guidance
Gabe and Sunisa

Founded in 2018

Led by Gabriel Motta, CFP®, MBA, alongside Sunisa Motta, Enrolled Agent & CFP® Candidate.

About Inclinevest

Inclinevest is a CFP®-Led Fee-Only Fiduciary Wealth Management and Retirement Planning Firm Serving High-Net-Worth Pre-Retirees and Retirees Nationwide

More About Us
  • Fee-Only Fiduciary
  • Serving Clients Nationwide
  • Evidence-Based Investing
  • CFP® Professional
  • Transparent Planning
  • Custodied at Charles Schwab Inc.

We help high-income professionals, pre-retirees, and retirees navigate retirement with fee-only fiduciary financial planning, retirement income planning, investment management, and tax-efficient retirement strategies.

As retirement approaches, financial planning shifts from simply accumulating wealth to creating reliable retirement income, reducing lifetime taxes, optimizing Social Security and retirement account withdrawals, managing investment risk, and determining when work becomes optional.

Inclinevest specializes in helping clients coordinate investments, retirement income, tax planning, Roth conversion strategies, and long-term financial decisions under one comprehensive retirement plan.

You may be a good fit if:

  • You have $500,000 or more in investable assets and want guidance from a CFP® professional and fee-only fiduciary advisor
  • You are within 10 years of retirement and want a clear retirement income and withdrawal strategy
  • You are already retired and want your investments, taxes, and income plan working together efficiently
  • You are navigating a rollover, Roth conversion, stock compensation, business sale, inheritance, or other complex financial decision
  • You want a fee-only financial advisor with no commissions, proprietary products, or conflicts of interest
  • You value retirement planning, and long-term wealth management

Another Perspective

Get a second opinion on your investment strategy.

Request a Second Opinion
Identify gaps or inefficiencies
Review your investments, taxes, and risk
Understand how your strategy aligns with your goals

12 Steps to Build a Clear, Tax-Efficient Retirement Plan.

A Practical Checklist for Turning Your Retirement Savings Into Long-Term Income and Confidence

  • How to know if you can retire with confidence
  • Ways to reduce taxes in retirement
  • Turning savings into predictable income

We respect your privacy. No spam. By submitting this form you agree to our Privacy Policy.

Who We Serve

Who We Work With

We work best with people who are 5 to 20 years from retirement -- or already there -- and have accumulated enough that the decisions now really matter.

We serve individuals and families across the technology and defense sectors, including those employed by some of the industry's leading organizations.

Schedule an Intro Call
Pre-Retirees and Retirees (50+)

You want clarity on when you can retire, how much you can safely spend, and how to turn a complex portfolio into a reliable, tax-efficient income stream, with a confidence score so you know exactly where you stand.

Professionals With Complex Financial Lives

You work in tech, defense, aerospace, law, executive leadership, and other fields requiring coordinated financial planning.

Wealth Transitions and Inheritances

You're navigating a major financial event and want a plan to protect and steward your assets.

Disciplined Savers Seeking Clarity

You've done well building wealth but want to optimize taxes, withdrawals, and long-term strategy so your money works harder for you.

Those Seeking Objective Advice

You want a fee-only fiduciary who sits on your side of the table, not someone selling products.

Services

Planning & Investment Services

A comprehensive, fiduciary approach built around retirement success

Reviews from Google

Our Planning Approach

The RetireWell Process™

We follow a structured process designed to bring clarity, reduce uncertainty, and support confident financial decisions at every stage.

01

Step 01

Free 15-Minute Call

We get to know your situation, answer your questions, and make sure we're a good fit.

02

Step 02

Discovery

We take a deep dive into your finances, goals, tax situation, and retirement timeline.

03

Step 03

Your Plan

We build a clear, integrated strategy covering income, investments, and taxes, tailored to you.

04

Step 04

Implementation

We put the plan into action and coordinate every moving part.

05

Step 05

Ongoing Guidance

We review, adjust, and evolve your plan as your life and goals change.

Learn more

Investment Infrastructure

Item 2
Custodial & Brokerage Platform
Item 1
Index & Core Investment Strategies
Item 3
iShares ETFs & Aladdin Risk Technology
Item 4
Active Public Market Strategies
Item 5
Fixed Income & Bond Strategies
Item 6
Research & Analytics
Item 7
Financial Planning & Projections
Item 8
Investment Strategies
Gabriel Motta financial advisor

A note from Gabriel

Have Questions About Your Financial Future?

Whether you’re exploring options or simply want a second perspective, we’re here to help. Conversations are thoughtful, confidential, and focused on what matters most to you.

Schedule an Intro Call
Get a Second Opinion

No obligation. Just a conversation.

Insights

Hiking in Prescott
  • Retirement Destinations

Retire in Prescott Arizona: Taxes, Climate, Cost of Living, and Lifestyle

If you’re considering retiring in Arizona, Prescott is one of the more compelling destinations to evaluate, particularly for retirees relocating ...

Gabriel Motta fee only financial adviser
  • Financial Decisions

Annuities: You Were Told It Was Safe. Here Is What Safe Actually Costs You.

Every year, people who have saved carefully, invested wisely, and built real wealth hand a significant portion of it to ...

Inclinevest
  • Retirement income

Is the 4% Rule Safe for Retirement? What to Know Before You Rely on It

The 4% rule is one of the most widely quoted ideas in retirement planning because it gives people something concrete ...

RSU financial advisor denver
  • Financial Decisions

RSU Concentration Risk: When One Company Becomes Too Much of Your Financial Future

If you work at companies like Amazon or Microsoft, your financial life may be more intertwined with your employer than ...
  • Financial Decisions

U.S. Expat Investing Abroad: Why “Going Local” Is Often the Wrong Move

For many Americans, the decision to move abroad begins as a lifestyle conversation. Better weather, lower costs, a slower pace, ...

  • Guides

Essential Estate Planning Guide for High Net Worth Parents

As a financial advisor, I’ve seen firsthand how estate planning can either provide a seamless transition of wealth or create ...
View all Insights
Professional Affiliations

 


Schwab Login
Right Capital
Schedule a Meeting